Getting the right mortgage, features and structure to suit your situation can make a big difference to your finances in the long run. Our team will make sure you get it right the first time.
Entering the property market as a first time buyer, or as a first time investor can be a a very exciting time in a person’s life.
Before putting pen to paper and collecting the keys to your new home or investment property we need to make sure that your finances have been secured so the whole process runs smoothly.
Let us take you through some of the reasons why using The Brixwell Group’s finance team will make all the difference for you.
To be in the best position when purchasing a property you will need to engage an experienced Mortgage Broker – That’s where we come in.
Go on then, scroll back up to the top of this page and book an appointment so that one of our brokers can give you a call and help you to get the ball rolling.
Our full service broking team will be able to guide you through your property buying journey.
We will do all the leg work so that you don’t have to. At the end of the day we will literally help to turn your property ownership dream into a reality.
Our team has experience in a huge range of transactions, meaning that we can handle any scenario that you are working with.
With everyone’s financial circumstances being different, it’s important to have a lender that will fit your needs.
Here at the Brixwell Group we have over 40+ lenders to choose from.
Each of these lenders have numerous loan products that are designed for all kinds of personal and lending scenarios.
Singles, Families, Self-employed, SMSF, first time buyers, long-term investors – rest assured that we can find a lending solution for virtually anyone.
One of the most important parts in selecting a loan product is seeing what other features you can obtain with it.
Offset and Redraw accounts are a great way to reduces the interest you pay on a loan over its 30-year life cycle.
You may also be able to get a credit card facility with no annual fee. Some lenders May provide a discount on the standard variable rate which will be applied for the entire loan durations.
Other lenders will allow you to re-adjust your loans at no extra cost such as doing a top-up or even changing your loan repayments from monthly to weekly.
All these features can make life easier when dealing with lenders and in some cases will help you to save money in interest and fees. These are all strategies we will explore with you when the time comes.
Once you have your new property and the loan is working as it should be, our work does not stop there.
Our Service Team will continue to conduct period reviews of your loan and financial circumstances.
This is to ensure your loan is still current and fit for purpose not to mention we will also see if you are still on the most competitive rates in the market.
This free after service we provide is a crucial part to getting the best deal in the market at all times.
If you’re considering a property purchase and would like some guidance we’d like to hear from you. On a quick phone call we can help determine your current equity position, borrowing capacity, and we can start to discuss potential loan structuring. We can also help you in choosing a property thats going to deliver on your expectations over the long run.
The information on this website is general in nature only. It has been prepared without taking into account your personal objectives, financial situations or needs. You should seek personal financial advice which considers your objectives, financial situation and needs before making any financial or investment decision. Where the website refers to a particular financial product, you should obtain a copy of the relevant product disclosure statement or offer document before making any decision in relation to the product.