Investment Property

Investment Financing

Whether you are a seasoned property investor or you are looking to enter the property market for the first time, we’re here to make sure you understand the mechanics of investment financing comes together. 

Selecting the correct investment property is obviously a big part of the overall process, however, for most people this is just a tool for achieving their financial goals. 

Establishing the correct loan structure to allow further future investment, to help you maximise your tax benefits and enhance your cashflow are very important pieces of the puzzle. 

Here at the Brixwell Group we assist in all area’s of this transaction while also project manage the entire process from start to finish.  

Factors to consider when

choosing investment finance

There is a lot to consider when looking to purchase an investment property. First things first, how are you going to fund your purchase? Do you have a deposit in the form of cash saving’s or are you going to rely in the equity you’ve built up in an existing property to make the purchase possible? 

This point alone can be a major factor when selecting a lender as they all have different requirements and expectations when making their decision. 

Are you looking to purchase and existing property or will it be off the plan? Maybe you are looking for a land and build construction project to really maximise your long-term tax benefits? Not all lenders are create equally, so depending on the type of investment you are looking to do will have a large bearing on the lender you choose. 

We find that most of lenders out there are good when it comes to lending on an existing property, however only a handful are good in the construction lending space. Knowing the lender’s products and policy is crucial to getting the best outcome for you.  

Investment Property Loan Structures

Loan Structuring is one of the most importing factors when looking to purchase and investment property. 

If the correct structure is not put in place on the first property then this could result in a costly exercise to fix later down the track. 

Proper structuring of your loans will allow you to maximise your tax benefits or in some case even assisting you in paying off other existing Owner-Occupied debt sooner. 

Only when we fully understand your financial situation and personal goals can we tailor the correct structure for you. 

If you are thinking of purchasing an investment property please don’t hesitate to get in touch. 

Our team will be able to guide you through the decision and project manage the whole process, start to finish. 

Loan Structuring

Join hundreds of satisfied customers

If you’re considering an investment property purchase and would like some guidance we’d like to hear from you. On a quick phone call we can help determine your current equity position, borrowing capacity, and we can start to discuss potential loan structuring. We can also help you in choosing a property thats going to deliver on your expectations over the long run.